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Yes, you can roll over an IRA into a 401(k) – here’s how

Both a 401(k) and IRA have several tax advantages, but sometimes a 401(k) is a bigger priority. Learn how to roll over an IRA into a 401(k) and consolidate your accounts below.

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March 6, 2024

15 min. read

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Differences between IRA vs. 401(k) + which is right for you

An IRA is independently owned, while a 401(k) is employer-provided. Their contribution limits, tax advantages, and individual perks vary, so learn more about how to stack these tax-advantaged accounts for your retirement.

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March 6, 2024

7 min. read

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Should you make a 401(k) bonus contribution?

Most employers will let you contribute some or all of your bonus to your 401(k). There are many instances when 401(k) bonus contributions make sense, but there’s more to consider before deciding how much to invest.

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March 6, 2024

7 min. read

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You can have multiple Roth IRAs, but know these limits first

Having multiple Roth IRAs is possible and can diversify your investment opportunities and flexibility. Three or more is only helpful in select situations, and most people are set with one traditional IRA and one Roth IRA.

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March 6, 2024

5 min. read

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Profit-sharing plans vs. 401(k)s: Which is best for retirement?

These employer-provided retirement plans are similar, but the key differences are who benefits from the tax advantages and where the contributions come from.

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March 6, 2024

6 min. read

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Roth 401(k) income limits + contribution limits [2024]

Anyone with access to a Roth 401(k) account can contribute, regardless of their income. But there’s more to consider before deciding whether a Roth 401(k) is right for you.

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March 6, 2024

5 minutes

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How to retire at 60: Retirement goals and rules to know

Retiring a few years early is possible, but you'll have to plan ahead to cover the gap between age 60 and when you qualify for retirement benefits like Social Security and Medicare. Learn how much you'll need and how to save below.

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March 6, 2024

5 min. read

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Using 401(k) to buy a house? You can, but shouldn’t

Find out why it’s not a good idea to use your 401(k) to buy a house due to potential early withdrawal penalties and expensive taxes.

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March 6, 2024

6 min. read

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Wealth manager vs financial advisor: decoding key differences

A wealth manager specializes in a broad range of services to support high-net-worth individuals, while a financial advisor typically offers services in one specialty area to people across all asset levels.

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March 6, 2024

6 minutes

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How to retire at 45: 6 steps to a comfortable early retirement

High-impact tax strategies and effective financial planning can help you save the nearly $3 million dollar total you'll need to retire early. Learn how below.

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March 6, 2024

8 min. read

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15 Retirement planning mistakes to avoid for grand golden years

Retirement planning mistakes to avoid include late-start savings, unplanned investing, and more. Find all of our do’s and don’ts for your plan here.

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March 6, 2024

7 min. red

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15+ Gold star assets that make you rich

Check out 15+ assets that make you rich to build a balanced and prosperous portfolio and cash out on great investments.

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March 6, 2024

10 min. read

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2023 Capital gains tax calculator and tax guidance

Use our capital gains tax calculator to estimate how much you owe after selling an asset, plus tips to reduce your own taxes.

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March 6, 2024

5 min. read

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What is the advantage of investing early for retirement?

From establishing an emergency savings to securing your future, there are many advantages to investing early for retirement. Learn how to get started today.

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March 6, 2024

5 min read

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Financial planner vs advisor: which one to choose?

Financial planners will help you develop long-term financial plans, while financial advisors usually provide services in one specific arena (like investing).

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March 6, 2024

7 min read

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How do financial advisors make money? Fees you need to know

They usually take fees as a portion of your total investment, commission on certain investments or products, or both.

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March 6, 2024

6 min read

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6 Wealth-building strategies to build your future faster and retire early

The best wealth-building strategies maximize gains while minimizing losses from taxes, fees, and other sources. Learn tips to grow your wealth with this guide.

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March 6, 2024

8 min read

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How to change financial advisors: Smart choices pay off

Learn how to change financial advisors smoothly while minimizing fees. Find out the reasons, steps, costs, and tax implications worth knowing.

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March 6, 2024

6 min read

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Mega backdoor Roth limit for 2024 + How it works

A mega backdoor Roth is a way to save up to $46,000 annually in tax-advantaged Roth accounts. Watch for the contribution limits we’ll explore in this guide.

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March 6, 2024

9 min read

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How to transfer 401(k) to a new job: 6 steps to move your savings with confidence

Discover how to transfer a 401(k) to a new job seamlessly. Learn the steps and make informed decisions for a smoother transition of your retirement savings.

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March 6, 2024

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How to find old 401(k) accounts + what to do with them

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March 6, 2024

8 min read

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Tax-deferred: Meaning, how it works + examples

Tax-deferred means delaying tax payments on investment earnings until you withdraw or otherwise receive them. IRAs are a common tax-deferred investment example.

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March 6, 2024

4 min read

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15 best tips for high earners to reduce taxable income (2024)

Learn how to reduce taxable income for high earners with these 15 simple tips. Plus, discover what baseline tax rules affect people with six-figure incomes.

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March 6, 2024

15 min read

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IRA rollover vs. transfer: Which option is best for your wallet?

The difference between an IRA rollover vs. transfer is that a rollover changes the retirement account type while a transfer swaps the account’s custodian.

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March 6, 2024

7 min read

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14 best tax-free investments to build an efficient portfolio

The best tax-free investments to help you build a tax-efficient portfolio include tax-exempt mutual funds, exchange-traded funds, municipal bonds, and more.

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March 6, 2024

10 min read