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Is tax-loss harvesting worth it? Yes — for certain investors
Tax-loss harvesting is a worthy and valuable strategy to reduce your taxable income and improve your portfolio health by offsetting gains with taxable losses.
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Student loan payments are partially tax deductible — if you qualify
Student loan interest payments are tax deductible, up to a $2,500 limit. Your eligibility also depends on your household adjusted gross income.
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Differences between 401(k) vs. 403(b): Which nest egg’s best?
The best workplace plan for you depends on which one your employer offers. For-profit companies offer 401(k)s, while tax-exempt employers like non-profits offer 403(b) plans.
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Pre-tax vs. after-tax: Which benefits your wallet most?
Most accounts take after-tax contributions, but some also take pre-tax money. Both have a place in your portfolio. Learn more about the differences and how to prioritize advantages below.
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Tax-deferred vs. tax-free investments + how they fit your retirement
Tax-deferred investments delay your tax bill to prioritize compound growth, while tax-free investments mean no taxes are due at withdrawal.
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Tax-deferred vs. tax-exempt: retirement accounts & planning
Tax-deferred accounts generally give you a tax break today, while tax-exempt accounts help you avoid taxes in the future.
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No, you can’t borrow from an IRA. But you have other options
Learn about IRA distribution exceptions, early withdrawal penalties, and other tax-advantaged accounts or credit lines you might be able to tap into.
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Yes, you can roll over an IRA into a 401(k) – here’s how
Both a 401(k) and IRA have several tax advantages, but sometimes a 401(k) is a bigger priority. Learn how to roll over an IRA into a 401(k) and consolidate your accounts below.
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Differences between IRA vs. 401(k) + which is right for you
An IRA is independently owned, while a 401(k) is employer-provided. Their contribution limits, tax advantages, and individual perks vary, so learn more about how to stack these tax-advantaged accounts for your retirement.
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Should you make a 401(k) bonus contribution?
Most employers will let you contribute some or all of your bonus to your 401(k). There are many instances when 401(k) bonus contributions make sense, but there’s more to consider before deciding how much to invest.
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You can have multiple Roth IRAs, but know these limits first
Having multiple Roth IRAs is possible and can diversify your investment opportunities and flexibility. Three or more is only helpful in select situations, and most people are set with one traditional IRA and one Roth IRA.
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Profit-sharing plans vs. 401(k)s: Which is best for retirement?
These employer-provided retirement plans are similar, but the key differences are who benefits from the tax advantages and where the contributions come from.
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Roth 401(k) income limits + contribution limits [2024]
Anyone with access to a Roth 401(k) account can contribute, regardless of their income. But there’s more to consider before deciding whether a Roth 401(k) is right for you.
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How to retire at 60: Retirement goals and rules to know
Retiring a few years early is possible, but you'll have to plan ahead to cover the gap between age 60 and when you qualify for retirement benefits like Social Security and Medicare. Learn how much you'll need and how to save below.
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Using 401(k) to buy a house? You can, but shouldn’t
Find out why it’s not a good idea to use your 401(k) to buy a house due to potential early withdrawal penalties and expensive taxes.
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Wealth manager vs financial advisor: decoding key differences
A wealth manager specializes in a broad range of services to support high-net-worth individuals, while a financial advisor typically offers services in one specialty area to people across all asset levels.
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How to retire at 45: 6 steps to a comfortable early retirement
High-impact tax strategies and effective financial planning can help you save the nearly $3 million dollar total you'll need to retire early. Learn how below.
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15 Retirement planning mistakes to avoid for grand golden years
Retirement planning mistakes to avoid include late-start savings, unplanned investing, and more. Find all of our do’s and don’ts for your plan here.
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15+ Gold star assets that make you rich
Check out 15+ assets that make you rich to build a balanced and prosperous portfolio and cash out on great investments.
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Capital gains tax calculator [2024 rates + guidance]
Use our capital gains tax calculator to estimate how much you owe after selling an asset, plus tips to reduce your own taxes.
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What is the advantage of investing early for retirement?
From establishing an emergency savings to securing your future, there are many advantages to investing early for retirement. Learn how to get started today.
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Financial planner vs advisor: which one to choose?
Financial planners will help you develop long-term financial plans, while financial advisors usually provide services in one specific arena (like investing).
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How do financial advisors make money? Fees you need to know
They usually take fees as a portion of your total investment, commission on certain investments or products, or both.
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6 Wealth-building strategies to build your future faster and retire early
The best wealth-building strategies maximize gains while minimizing losses from taxes, fees, and other sources. Learn tips to grow your wealth with this guide.
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How to change financial advisors: Smart choices pay off
Learn how to change financial advisors smoothly while minimizing fees. Find out the reasons, steps, costs, and tax implications worth knowing.
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Mega backdoor Roth limit for 2024 + How it works
A mega backdoor Roth is a way to save up to $46,000 annually in tax-advantaged Roth accounts. Watch for the contribution limits we’ll explore in this guide.
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How to transfer 401(k) to a new job: 6 steps to move your savings with confidence
Discover how to transfer a 401(k) to a new job seamlessly. Learn the steps and make informed decisions for a smoother transition of your retirement savings.
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How to find old 401(k) accounts + what to do with them
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Tax-deferred: Meaning, how it works + examples
Tax-deferred means delaying tax payments on investment earnings until you withdraw or otherwise receive them. IRAs are a common tax-deferred investment example.
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15 best tips for high earners to reduce taxable income (2024)
Learn how to reduce taxable income for high earners with these 15 simple tips. Plus, discover what baseline tax rules affect people with six-figure incomes.
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IRA rollover vs. transfer: Which option is best for your wallet?
The difference between an IRA rollover vs. transfer is that a rollover changes the retirement account type while a transfer swaps the account’s custodian.
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14 best tax-free investments to build an efficient portfolio
The best tax-free investments to help you build a tax-efficient portfolio include tax-exempt mutual funds, exchange-traded funds, municipal bonds, and more.
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